Terms of Service

Please read these Terms of Service ("Terms") carefully before using the FinTech Savvy website and newsletter (collectively, the "Services") operated by FinTech Savvy ("we," "us," or "our").

Use of Services

FinTech Savvy provides financial literacy content, AI tool insights, and blockchain education through our website and weekly newsletter. Our Services are intended for informational and educational purposes only.

You agree to use our Services only for lawful purposes and in a way that does not infringe the rights of others. Prohibited uses include:

• Reproducing, distributing, or selling our content without written permission
• Using our Services to transmit spam, malware, or unsolicited communications
• Attempting to gain unauthorized access to any part of our Services
• Impersonating FinTech Savvy or any of its personnel
• Scraping or harvesting data from our website without consent

Not Financial Advice

FinTech Savvy is not a registered investment advisor, broker-dealer, or financial planner. We make no representations or warranties about the accuracy, completeness, or suitability of any content for your particular financial situation.

Intellectual Property

All content on our website and in our newsletter — including text, graphics, logos, images, audio, video, and code — is the property of FinTech Savvy or its content suppliers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes. This license does not include:

• Copying or reproducing content for redistribution or resale
• Modifying or creating derivative works without permission
• Using our trademarks or branding without written authorization

Newsletter Subscription

By subscribing to our newsletter, you consent to receive periodic emails from FinTech Savvy. You may unsubscribe at any time by clicking the unsubscribe link in any email. We will process your request within 10 business days.

We reserve the right to modify, suspend, or discontinue the newsletter at any time without prior notice.

Third-Party Links & Services

Our Services may contain links to third-party websites or services. These links are provided for your convenience and do not constitute an endorsement. We have no control over third-party content and are not responsible for their practices or accuracy.

Disclaimers

Our Services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We do not warrant that:

• The Services will be uninterrupted, timely, secure, or error-free
• Any information obtained through the Services will be accurate or reliable
• Defects in the Services will be corrected

Limitation of Liability

To the fullest extent permitted by law, FinTech Savvy shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our Services — including but not limited to any financial losses resulting from reliance on our content.

Indemnification

You agree to indemnify, defend, and hold harmless FinTech Savvy and its officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including legal fees) arising from your use of the Services or violation of these Terms.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or a prominent notice on our website. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes arising under these Terms shall be resolved through good-faith negotiation, or if necessary, binding arbitration.

Contact Us

If you have any questions about these Terms, please reach out: